Our clients vary greatly in many measures. We serve younger investors who have accumulated wealth as well as older clients approaching or in retirement. We also serve a few institutions. Some clients have more than they will ever need, others are striving to build or maintain their nest egg. Most of our clients:
- Have a goal of seeing their assets grow without taking undue risk.
- Have been referred to us by an existing client or by a trusted accountant or attorney.
- Can manage their own investments (or to learn to do so), but recognize they have neither the time nor the interest this endeavor requires.
Our goal is to develop long-term relationships that are cost-effective for our clients and profitable for our business. The average client relationship encompasses investable assets of approximately $5 million, with individual accounts ranging in size from $100,000 to approximately $150 million. Under most circumstances a minimum annual fee of $5,000 is required to take full advantage of services we offer.
Your Initial Meeting & Beyond
In your initial conversation with us, either on the phone or in person, we welcome the opportunity to get to know you better and learn how we may serve you. We will discuss your financial goals and listen to your concerns. We will review your current investment and retirement accounts and explain our approach to investing. If you retain our firm, we will establish an asset allocation that suits your personal situation and risk tolerance level. Your account will be placed with a third-party custodian, which will independently provide notice of trades, monthly statements, and year-end tax reports. We will provide annual written updates on your portfolio and our strategies, and we encourage conversation any time you have questions about your investments.
"We don’t know what’s going to happen next, so what should we do as investors? Nothing different than we’ve always done – (i) stay diversified, (ii) “rebalance” accounts between stocks and bonds when appropriate, (iii) keep expectations realistic and (iv) remember that the future will continue to surprise us: it always has, and it always will.”
- from the Whitegate 2021 annual report to clients
Disciplined investing, trusted advice, and a knowledgeable team with over 100 years of collective experience.
Please contact us to learn more.